Terms of Service

Last Updated: November 1, 2025

Welcome to Lunnar Group. These Terms of Service ("Terms") govern your access to and use of our website, services, and products. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Lunnar Group's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our services.

2. Description of Services

Lunnar Group provides accounting and bookkeeping services.

3. Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

4. User Accounts

4.1 Account Creation

To access certain features of our services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information

  • Maintain and promptly update your account information

  • Keep your password secure and confidential

  • Notify us immediately of any unauthorized use of your account

4.2 Account Responsibility

You are responsible for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to maintain the security of your account.

5. Acceptable Use

You agree not to:

  • Violate any applicable laws or regulations

  • Infringe on the intellectual property rights of others

  • Transmit any harmful, threatening, abusive, or offensive content

  • Attempt to gain unauthorized access to our systems or networks

  • Use our services for any fraudulent or malicious purpose

  • Interfere with or disrupt the integrity or performance of our services

  • Impersonate any person or entity or misrepresent your affiliation

6. Intellectual Property

6.1 Our Content

All content, features, and functionality of our services, including but not limited to text, graphics, logos, images, software, and trademarks, are owned by Lunnar Group or our licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for their intended purpose, subject to these Terms.

6.3 User Content

You retain ownership of any content you submit or upload to our services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your User Content in connection with providing and improving our services.

7. Payment and Billing

7.1 Fees

[IF APPLICABLE] Certain services may require payment of fees. All fees are stated in US Dollars and are non-refundable unless otherwise specified.

7.2 Payment Methods

We accept payment via cash, check, and all major credit cards. By providing payment information, you represent that you are authorized to use the payment method.

7.3 Automatic Renewal

[IF APPLICABLE] Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date.

7.4 Price Changes

We reserve the right to change our fees at any time. We will provide you with reasonable notice of any price changes.

8. SMS Messaging Program

8.1 Program Description

By opting in to receive SMS messages from [YOUR COMPANY NAME], you agree to receive text messages at the mobile number you provided. These messages may include:

  • Appointment reminders

  • Account notifications

  • Customer service communications

  • Marketing and promotional offers

8.2 Message Frequency

You may receive approximately 3-5 messages per month, though message frequency may vary depending on your activity and engagement with our services.

8.3 Consent and Opt-In

By subscribing to our SMS program, you consent to receive automated text messages from Lunnar Group at the phone number provided. Consent is not a condition of purchase. Your consent to receive text messages is not required as a condition of purchasing any goods or services.

8.4 How to Opt-Out

You can cancel the SMS service at any time. Simply text "STOP" to 805-439-9637. After you send the message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.

8.5 Help and Support

If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can contact us directly at:

8.6 Message and Data Rates

Message and data rates may apply for any messages sent to you from us and to us from you. The number of messages you receive will depend on your level of engagement with our services. Check with your mobile carrier for details about your specific messaging plan.

8.7 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

8.8 Supported Carriers

This service is available on major U.S. carriers including AT&T, Verizon Wireless, T-Mobile, Sprint, and others. The service may not be available on all carriers.

8.9 SMS Data Privacy

Your mobile phone number and any information you provide will be used in accordance with our Privacy Policy. We will not share your mobile phone number or opt-in consent data with third parties for their own marketing purposes without your express permission.

9. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.

10. Termination

10.1 Termination by You

You may terminate your account at any time by contacting customer support.

10.2 Termination by Us

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms

  • Fraudulent or illegal activity

  • Non-payment of fees

  • Harm to our services or other users

10.3 Effect of Termination

Upon termination, your right to use our services will immediately cease. We may delete your account and User Content. Sections of these Terms that by their nature should survive termination will survive.

11. Disclaimers and Limitation of Liability

11.1 No Warranty

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [YOUR COMPANY NAME] SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to or use of or inability to access or use our services

  • Any unauthorized access to or use of our servers and/or any personal information stored therein

  • Any interruption or cessation of transmission to or from our services

  • Any bugs, viruses, or other harmful code transmitted through our services

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

12. Indemnification

You agree to indemnify, defend, and hold harmless Lunnar Group, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

  • Your access to or use of our services

  • Your violation of these Terms

  • Your violation of any third-party rights

  • Your User Content

13. Third-Party Links and Services

Our services may contain links to third-party websites or services that are not owned or controlled by Lunnar Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by:

  • Posting the updated Terms on our website with a new "Last Updated" date

  • Sending you an email notification [IF APPLICABLE]

  • Sending you an SMS notification [IF APPLICABLE]

Your continued use of our services after changes are posted constitutes your acceptance of the modified Terms.

15. Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of California, without regard to its conflict of law provisions.

16. General Provisions

16.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Lunnar Group regarding our services.

16.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

16.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

16.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

16.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, or strikes.

17. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Lunnar Group
PO Box 815, San Luis Obispo CA 93406
Email: [email protected]
Phone: 805-439-9637
Website: https://www.lunnargroup.com


By using our services, you acknowledge that you have read and understood these Terms of Service and agree to be bound by them.

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